Filing bankruptcy is an option you have if you need help getting out of debt; however, there are certain things that might prevent you from being able to file right away. If you are considering this option to get out of debt, you should fully understand that the following three things might delay your ability to file.
You Have Missing Tax Returns
When you decide to visit a bankruptcy attorney to learn more about this process, the attorney will ask to see your last two income tax returns.
- If you are being asked to be a guarantor for a bail bond so a friend or relative can get out of jail, do not feel pressured into making a decision before first learning as much as you can about the situation. If this person doesn't show up for their court date, you will have to pay the bail amount if you sign as the guarantor. Here are a few important things you should consider before agreeing to be a guarantor.
- Divorce is a messy procedure for everyone involved. Naturally, you have several important things you must do once you have received the divorce papers. Unless you – or someone you know – has gone through the divorce process before, you may have no idea what you should be doing. Discover the Due Date for Response While it does vary slightly from one state to the next, you have roughly 30 days to respond to a divorce petition.
- When you stay in a hotel or similar establishment, you have a reasonable right to expect a room that is both safe and clean. The recent outbreaks of bed bugs around the country, however, have made staying in any unknown hotel a relatively risky proposition. If you have recently stayed in a hotel with an undeclared bed bug infestation, there are legal protections in place to protect you from the negligent hotel owners and recover any expenses you may have incurred as a result of your experience.
- If you have recently been involved in an injury that was due to someone else's negligence, there's a chance that the responsible party's insurance company has offered you a settlement. It might be tempting to go ahead and take the settlement now so that you can have cash in your pocket -- especially if you are struggling for cash due to an inability to work after your injury -- but it isn't always a good idea to do so.