If you've been injured on the job, it's likely that you've heard or read a number of myths surrounding workers' compensation. Below are three such myths and the truths behind them. 1. I Need to Prove That My Employer Was At Fault An injured worker will never have to prove the fault of their employer, as injured workers are protected by workers' compensation law. If you're injured while performing a work-related task, you're likely covered by workers' compensation and are not required to prove fault or negligence.
- Getting an estate plan drawn up is vital to your emergency preparedness. At some point, everyone will pass away, so it is better to be prepared and have a plan set out for your family. Many people wonder whether they should put all of their assets into a trust or a will. Generally speaking, you should put the majority of your money, property and assets into a trust, here are a couple reasons why.
- According to the CDC, approximately ten thousand deaths were due to alcohol-related car crashes in 2013. While many intoxicated people drive below the speed limit (according to MADD), there are exceptions to the rule. MADD.org also says that drunk drivers tend to quickly accelerate, which means these drivers could quickly get into speeding zones. If you were found to be going incredibly fast and you were found with alcohol on your breath, your situation is probably quite dire.
- Bankruptcy wipes out all your debt. Right? Wrong! You might be surprised to find out that some debt will follow you even after your bankruptcy has been discharged. If you're planning on filing for bankruptcy protection, you need to make sure that the debt you have is dischargeable. Take a look at some of the debts that are non-dischargeable through bankruptcy. Child or Spousal Support If you're behind on your child or spousal support, don't think that bankruptcy will remove that debt.
- When you own a building, you are responsible for ensuring that those who visit your building are safe. Among the most common reasons why visitors become injured is that they become involved in a slip and fall. Having liability insurance will provide you with protection against a lawsuit, but you will also need to make sure that your building has as few slip and fall risks as possible. Repair Any Damage