Ridesharing is here to stay and it's easy to see the appeal. It can be less expensive and faster to arrange a rideshare than a taxi. However, accidents can happen in (and with) an Uber or Lyft just as they can in any vehicle. Read on and know what to do when it happens to you or a loved one.
Who Caused the Accident?
It's difficult to begin taking action after an accident without knowing who is at fault. If the driver of the other vehicle is at fault, you may take action against the other driver. The same thing can happen if you are a passenger in a vehicle that gets in an accident. The at-fault driver and their insurance company are responsible for paying your damages.
What Damages Are You Owed?
If the driver of your rideshare is determined to be at fault for the accident, who is responsible for paying for your damages depends on the circumstances. Common accident damages include:
- Medical expenses
- Lost wages
- Pain and suffering
- Lost and damaged personal property (clothing, cell phone, etc.)
Who is the Insured?
In some cases, Lyft and Uber drivers are covered by insurance by their companies. However, some other rideshare companies or individuals may be using their own auto insurance to cover any damages after an accident. Contact the company the driver works with to file a claim for coverage. If the insurance is insufficient to meet your needs, you can take legal action against the driver or the rideshare company. For instance, insurance may cover your medical expenses but not your lost wages. In that case, you should take legal action for those lost wages and any other damages not paid from the policy.
Involved in an Accident with a Rideshare Driver
If you have been hit while driving your vehicle by a rideshare driver, the situation is much the same. The rideshare company may be liable for your damages if their driver caused the accident.
Take These Steps
To protect your ability to be paid what you are owed, take the below steps:
- Get medical treatment as soon as possible after an accident.
- Contact the rideshare company or driver and file a claim with their insurer.
- If your vehicle is involved, phone your own insurer to report the accident.
If you have trouble getting paid what you are owed, speak to a personal injury driver and find out what can be done to be compensated. Click here to learn more.