If you've been involved in a hit-and-run accident, you might think that there's no way for you to recover your losses. If you have liability-only insurance on your car, that might be the case. But, if you have full coverage, including uninsured motorist coverage, you may be able to use your own insurance to cover your losses. You might not know this, but some states allow drivers to use their uninsured coverage for hit-and-run accidents. But, you need to act quickly. Most insurance companies have time limits for filing an uninsured claim. You also need to hire a car accident attorney. Filing an accident claim for a hit-and-run accident using your uninsured coverage can be stressful. If you don't think you need to hire a car accident attorney, read the information provided below. Here are just three of the reasons you need an attorney right away, especially for your hit-and-run accident.
You've Lost Wages
When you're injured in a car accident, you can usually go after the at-fault driver's insurance for lost wages. However, in a hit-and-run accident, there is no driver to go after. If you have basic liability coverage insurance for your car, your only option is to apply for temporary disability payments. That's where your uninsured motorist coverage comes into the picture. Unfortunately, insurance companies tend to drag their feet where this type of coverage is involved. If your insurance company has refused to cover your lost wages through your uninsured motorist coverage, you need to hire a car accident attorney right away. They can work to get you the payments you need for your lost wages.
You've Got Medical Bills
If you've been injured in a hit-and-run accident, you may be worried about your medical bills, especially if you don't have your own health insurance. Without any type of insurance coverage, you could be left to cover the cost of your accident-related medical bills. That's why you need to hire a car accident attorney. They can work with your insurance company to get your medical bills covered under your uninsured motorist policy.
You've Got Insurance Problems
If you've been involved in an accident with a hit-and-run driver, and your insurance company has denied your claim, it's time to hire a car accident attorney. This is especially important if you have uninsured motorist coverage on your insurance policy. It's not uncommon for insurance companies to deny claims related to hit-and-run accidents, but an attorney can help you to overcome the obstacles.
Contact a company like Grall Law Group to learn more about your case.